When you get a new car, what’s the first thing that you think about? The sleek, clean look of it as you drive off the car dealership’s parking lot? The fresh smell of its leather, reminding you that you’re the first person to sit in its driver’s seat? Or the trip that you’ll have to take to the DMV to get a new car title?
Most likely, the DMV is the last thing on your mind.
As you’re figuring out the new features in your car and syncing your Bluetooth to your vehicle, you’re too excited to think about the DMV, and rightfully so. A new car is something you should get excited about. The DMV, on the other hand, is a source of dread.
Still, when you get a new car, you’ll need to get a new car title. If you go to the DMV, you’ll have to carve out a few hours for the time-consuming process, wait in long lines that never seem to end, sit next to people who look miserable and defeated, and make repeat trips to experience the pain all over again. What’s worse is that the process for getting a duplicate car title is just as difficult.
Regardless of the type of car title you need, you might develop a headache if you try to get it from the DMV. However, there is an easier way to get a duplicate or new car title, and it doesn’t require the DMV at all. But before you learn about that solution, you need to know everything there is to know about car titles.
What is a car title?
A car title is formerly known as a Certificate of Title. It’s the official proof of ownership for a truck, car, motorcycle, travel or utility trailer, motorboat, or mobile home. Your car title is the only thing that proves you own your vehicle.
However, your car title also lists any lienholders that you used. For example, if you borrowed money from someone to buy your vehicle or mobile home, that person would be considered a lien and be on your title.
If you ever decide to sell your vehicle or mobile home, you will have to transfer your ownership to the buyer using your car title. And if you lose this document, you will need to get a new car title before you can transfer ownership.
Keeping your car title safe is of utmost importance. It will help if you put it somewhere secure and reliable, so you can ensure you never lose or destroy it. Please don’t carry your car title with you or put it in your vehicle. Those are quick ways to misplace or damage it.
Instead, keep your car title in your home, and put it somewhere that you’ll remember. The last thing you want to do is hide your car title from yourself and go to the DMV because you need a duplicate one.
What’s the difference between registration and a car title?
Registration and a car title are both necessary. However, while they’re equally important, they’re also very different.
A car title proves that you own a car, mobile home, motorboat, motorcycle, or truck. Registration, on the other hand, gives you the right to operate a motor vehicle or a motorboat.
Mobile homes are the only things that don’t require registration. What’s also important to remember is that your registration needs to remain in your car at all times.
If you get pulled over, the police officer will ask for your insurance and registration, not your car title. So, you need to keep your registration in your glove department or somewhere else in your car to avoid an additional ticket.
How do you typically get a new car title?
As you know, anything that involves the DMV can become time-consuming. And getting a new car title is no different. When you need a new car title, you will automatically apply for it when you register your vehicle or motorboat.
The DMV provides the application online for you to download, but you can also request it by contacting the DMV Call Center. Regardless of the route you choose, once you get the form, you will have to pay a fee for the car title and the costs associated with the registration, license plates, and sales tax.
The DMV will provide your car title once it accepts your application. However, the method the DMV uses to provide your car title will depend on where you live. For example, in New York, the DMV doesn’t offer your car title over the counter. State law requires the DMV in New York to provide your title by mail only after it vigorously analyzes and verifies the proof of ownership that you submitted with your application.
If your proof of ownership doesn’t hold up or you provide the wrong documents, the DMV will contact you to resolve the issue and have you resubmit what the organization needs. Then, the application process will start over, spearheaded by the DMV’s rigorous and lengthy examination.
Consequently, getting a new car title can take several weeks. What’s worse is if the information on the car title is wrong. When that happens, you have to contact the DMV Call center, which will likely require you to wait for about twenty minutes to speak with an associate. Then, once you finally talk to someone, you’ll have to explain the mistakes on your new car title, ask for an amended car title, and wait a few more weeks to get it.
How to get a replacement title if the original is lost or stolen
Getting a duplicate car title through the DMV is just as time-consuming as getting one when you have a new car.
After filling out the application for a duplicate title, you will have to pay a fee for the DMV to process and provide the document. In most states, you can get the application online.
But if that option is unavailable to you, you’ll need to call the DMV Contact Center to request for someone to mail you the application. If you don’t want to do that, you can visit a DMV office, wait in line for an hour or two, and ask for the application once an employee calls your number.
Either way, make sure you provide the correct documents during the application process, or you will delay things even further. Most states will ask you to present some form of identification like your driver’s license. And you will typically need to provide the vehicle’s documentation, such as its registration.
However, every state is different. If you use the DMV to get a duplicate car title, make sure you know what your DMV needs.
Simplifying the title application process
Applying for a duplicate or new car title shouldn’t be so hard. And it’s not when you avoid the DMV.
Companies like Barry Risk Management, Inc., for example, offer the same services as the DMV but simplifies them. If you want a duplicate or new car title, you don’t have to get the application by waiting in long lines at the DMV, calling the DMV Contact Center, or searching the DMV’s website for the right form.
A representative from Barry Risk Management, Inc. can provide everything that you need. And what’s even better is that the representative will help you handle everything from the comfort of your own home. All you need to do is sit back and let the representative guide you. Then, you’ll receive your car title shortly after.
There are no long wait times. No long lines. No lengthy phone calls. And no resubmissions or errors.
You can get a duplicate or new car title quickly with Barry Risk Management, Inc. and avoid the DMV altogether.
Do you need a new or duplicate car title but don’t want to go to the DMV? Experience a fast, efficient, and simple process by contacting Barry Risk Management, Inc!